Real estate insights

Do you have these documents before applying PMAY?

<p>We already discussed about PMAY in detail in our recent article. Now if you&rsquo;re going to apply for this home scheme you must have some document in hand, to avoid further problems.</p> <p>&nbsp;</p> <p>Documentation is an important factor, for applying under Pradhan Mantri Awas Yojana (PMAY). It&rsquo;s important to apply with all the documents. Let&rsquo;s have a look at the documents required for salaried and self-employed/Business person.</p> <p>&nbsp;</p> <p><strong>Documents for salaried and self-employed/Business person:</strong></p> <p>&nbsp;</p> <p>-PAN Card, Aadhaar Card and voter&rsquo;s card</p> <p>-Income Proof - Original Salary slip/salary Certificate/other income.</p> <p>-The approved plan of construction</p> <p>-EWS/LIG Income certificate</p> <p>-Bank statement of last six months</p> <p>-Income Certificate (only if the income is below the taxable limit)</p> <p>-Driving License</p> <p>-MNREGA Number</p> <p>-Nationality Identification Proof</p> <p>-Proof of category (belonging to SC/ST/OBC/Minority etc.)</p> <p>-Copy of address proof</p> <p>-Latest Income Tax Return/ Income Tax Assessment Order/Form no 16, if applicable</p> <p>-Valuation certificate from the approved valuer, if not valued earlier</p> <p>-Architects/Engineers certificate confirming the cost of construction/cost of repairs/cost of improvements/cost of extension</p> <p>-Architects certificate confirming expected life, fitness and future of flat/house in case of purchase</p> <p>-Agreement for construction with builder/developer</p> <p>-NOC from housing society/competent authority</p> <p>-An affidavit that prove that construction is in in authorized area, construction is legal as per laws and for residential proof loan is taken for purchasing house/plot/flat.</p> <p>-Receipt of advance payment made to builder/seller, if any amount.</p> <p>-An affidavit from the beneficiary that either he/she or any of the family members do not own a &nbsp;&nbsp;pucca house (all weather dwelling unit) in any part of India.</p> <p>&nbsp;</p>

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